Cutting through the hype - Making the most of Fintech.

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Richard Sutton, Head of Accountant Relationships, iwoca

Richard heads up a team at iwoca who working with accountants, educate and spread awareness of where small businesses can use finance effectively to buffer cash flow or to support growth. He's fascinated with how fintech companies are revolutionising industries, simplifying the way they work and interact, and how small businesses are in a perfect position to move fast and take advantage of these changes.


Ross Murray, Director at Acumen Accountants and Advisors
Ross Murray is the co-owner of Acumen Accountants and Advisors based just outside Aberdeen. Ross drives innovation and change with Acumen, adopting the latest technology for both the business and clients to ensure they both achieve high levels of efficiency, user satisfaction and profitability. 


Kuba Zmuda, Chief Product Officer at Modulr

Kuba Zmuda has over 15 years of experience in financial services technology with 10 of those in the payments sector. He co-founded Modulr in 2015 and leads the product function. Prior to that, Kuba worked in a variety roles in the payment sector with CorporatePay and WEX Europe where he led Operations, Projects and Product functions.


Who is Modulr?

Modulr is the Payments as a Service API platform for digital businesses. It integrates into any product or system. Modulr’s new type of payment accounts are built for businesses that need a faster, easier and more reliable way to move money. Once integrated, businesses can instantly set up as many accounts as they need. Getting paid, reconciling and making payments is fully automated and can be managed in real-time, 24/7 through their existing software applications. 

Modulr’s API makes it easy for businesses to streamline existing services, launch new products and scale more efficiently. Modulr Finance Limited (FRN: 900699) is registered with the Financial Conduct Authority as an EMD Agent of Modulr FS Limited (FRN 900573). Modulr FS Limited is an Authorised Electronic Money Institution, regulated by the Financial Conduct Authority.


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